UK-wide · 100+ lenders · £500m+ arranged

Light industrial finance across the UK

We arrange funding for industrial units, workshops, trade counters and multi-let estates across the whole lifecycle: commercial mortgages, owner-occupier funding, bridging, development finance, mezzanine, equity and long-term debt.

Our finance
£500m+
Funding arranged
100+
Lender relationships
25 yrs
On the lender side
UK-wide
Coverage
What we do

Finance for the whole light industrial lifecycle

Light industrial property is the most supply-starved corner of UK commercial real estate. Decades of small units lost to residential, almost no speculative small-unit development and constant demand from trades, makers, last-mile operators and growing SMEs have kept multi-let estates full and rents moving. That is the market we fund: industrial units, workshops, trade counters, hybrid space, small warehouses and open storage yards, the small and multi-let end of the sector rather than big-box logistics.

We work with owner-occupiers, investors, multi-let landlords and developers across the country. We arrange the commercial mortgages that buy or refinance a unit or an estate, the owner-occupier funding that lets a trading business buy its own premises, the bridging that secures an auction purchase or a vacant unit, the development and refurbishment finance that funds works, the mezzanine and equity that complete the capital stack, and the term debt that holds the asset for the long run.

Industrial lending splits into two credit stories. Investment deals are underwritten on the income: the rent roll, the tenants, the unexpired terms, the estimated rental value and the depth of re-letting demand. Owner-occupier deals are underwritten on the trading business: its accounts, its profits and its debt service cover. Because we sit across more than one hundred lender relationships, we know which desks genuinely back each story, at what leverage and on what terms. That is the work.

Finance

The finance we arrange

Eight products covering the whole light industrial lifecycle, used alone or in sequence.

Industrial unit commercial mortgages

We arrange commercial mortgages secured on industrial units, workshops and multi-let estates for investors and businesses across the UK.

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Owner-occupier industrial mortgages

We arrange commercial mortgages for businesses buying the industrial unit, workshop or trade premises they operate from.

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Industrial property acquisition finance

We arrange funding for the purchase of industrial investments across the UK, from single let units to multi-let estates and open storage yards.

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Industrial bridging loans

We arrange fast, short-term bridging loans secured on industrial units, workshops, estates and yards across the UK.

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Industrial development and refurbishment finance

We arrange funding for ground-up industrial unit schemes, trade parks and the refurbishment or extension of existing units across the UK.

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Industrial refinance and equity release

We arrange refinancing for industrial units and estates: better terms at maturity, capital raised against rental income, and clean exits from bridging or development debt.

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Multi-let and industrial portfolio finance

We arrange facility-level funding secured across multiple industrial estates and units, replacing a patchwork of loans with one structure sized on the whole income.

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Mezzanine, equity and JV funding

We arrange junior debt, preferred equity and joint venture capital that stretch the funding on industrial developments and acquisitions beyond what senior debt alone will reach.

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The market

The UK light industrial market, in numbers

We ground every appraisal in published industry research. A snapshot of the national picture:

500m+ sq ft
UK multi-let industrial stock
Gerald Eve (Newmark), Multi-Let, Winter bulletin 2024
~£10.90/sq ft
Average multi-let rent
Gerald Eve (Newmark), Multi-Let, Winter bulletin 2024
9.4%
Industrial vacancy (MSCI)
MSCI UK Quarterly Property Index, Q4 2025 results, Dec 2025
5.45%
Prime multi-let yield
Gerald Eve (Newmark), Multi-Let Winter bulletin 2024, Q3 2024

Industry figures are reported nationally or regionally by the research houses; yields reflect prime assets and vary by unit, location and income profile. Sources: Gerald Eve (a Newmark company), Newmark, MSCI / IPF, Savills, Sirius Real Estate, Costmodelling Limited, Industrials REIT / Blackstone.

Development pipeline

Live industrial planning applications

We track light industrial and open storage planning applications across more than 100 UK council planning portals. 1629 industrial and 83 open storage applications are currently in the dataset. The most recent:

Greater Cambridge3 June 2026

S73 to vary conditions 2 (Approved plans) and 8 (Cycle parking) of planning permission 24/00862/FUL (Change of use of Building B from business (use class E(g)) to flexible use for business (use class E(g)) or health centre (use class E(e)), construction of an extension for additi

26/02071/S73Awaiting decision
Kings Lynn West Norfolk29 May 2026

Change of use of Unit D, F and G from Class B2 (General Industrial) to Class E (Commercial, Business and Service)

26/00896/CUAwaiting decision
Bradford28 May 2026

Change of use from general industrial (use class B2) to hot food takeaway and bakery (use class Sui Generis) (retrospective)

26/01490/FULPending Consideration
East Suffolk28 May 2026

Discharge of conditions 7 and 10 of DC/23/2365/FUL - Demolition of existing workshop buildings, erection of replacement workshop, authorisation of existing workshop extensions, associated works. - Condition 7 - Construction Management Plan; Condition 10 - Noise Management Plan

DC/26/1893/DRCAwaiting decision
Hart28 May 2026

Erection of four buildings following demolition of the existing buildings to provide replacement workshop space (Building 12) and new office space (Use Class E) (Buildings 4 and 5) and storage (Use Class B8) (Building 1) on the footprint of former piggery buildings (part retrospe

26/00661/FUL
Oxford City28 May 2026

Change of use from a photography studio (Use Class E(g)(iii)) to a 1x1 bedroom dwellinghouse (Use Class C3). Removal of flat roof of rear projection and blocking up of openings to create rear courtyard garden. Insertion of window and replacement of door with window to front eleva

26/01288/FULRegistered
Teignbridge28 May 2026

Notification under Part 3 Class R of the GPDO for change of use of agricultural building to Use Class B8 (Storage)

26/00883/PNIssued
Bradford27 May 2026

Change of use from warehouse and storage (Use Class B8) to indoor leisure use (Use Class E), including external alterations comprising overcladding of the front elevation, formation of a recessed entrance and infilling of existing openings

26/01339/FULPending Consideration

Source: council planning registers (Idox portals), dataset updated 12 June 2026. Applications are a development-activity signal; inclusion does not imply any connection to us.

Why borrowers work with us

Relationships, structuring and pace

Whole-of-market panel

More than one hundred lender relationships across banks, challenger banks, debt funds and specialist lenders.

Income-led underwriting

Investment deals are sized on rent, interest cover and re-letting depth; owner-occupier deals on the trading business. We package each the way credit desks read them.

Whole lifecycle

Acquisition, bridging, development and refurbishment, mezzanine, equity introductions and term debt, arranged alone or in sequence.

We act for you

An arranger and introducer working for the borrower, not a single lender.

Through to refinance

We fund the purchase or the works, then the letting, then the refinance onto term debt. The full journey.

Sourced market data

Gerald Eve Multi-Let research, MSCI and Savills data and live council planning feeds frame every appraisal.

How we work

From first conversation to drawdown

Deal review

We read the unit or estate, the income or the trading business, the plan and your timescale, and tell you what is fundable and on what terms.

Lender selection

We shortlist the desks most likely to back the asset at the leverage you need.

Terms and negotiation

We package the deal, run it to the panel and negotiate heads of terms on your behalf.

Through to drawdown

We manage valuation, monitoring surveyor and legals through to completion or first drawdown.

Matt Lenzie, Founder & Principal Broker at Light Industrial Finance
Matt Lenzie · Founder & Principal Broker
A note from the founder
“Arranging finance for light industrial property, SME premises, multi-let estates and trade counters, is something I have done for over 25 years. Every deal still comes through me personally: the structuring, the packaging, the credit conversations, the legals and the drawdown. Clients are not handed off. They get answers.
Matt Lenzie Founder & Principal Broker

Ready to fund your next industrial deal?

Send us the outline and we will come back with a view on fundability and likely terms within one working day.