S73 to vary conditions 2 (Approved plans) and 8 (Cycle parking) of planning permission 24/00862/FUL (Change of use of Building B from business (use class E(g)) to flexible use for business (use class E(g)) or health centre (use class E(e)), construction of an extension for additi
Light industrial finance across the UK
We arrange funding for industrial units, workshops, trade counters and multi-let estates across the whole lifecycle: commercial mortgages, owner-occupier funding, bridging, development finance, mezzanine, equity and long-term debt.
Finance for the whole light industrial lifecycle
Light industrial property is the most supply-starved corner of UK commercial real estate. Decades of small units lost to residential, almost no speculative small-unit development and constant demand from trades, makers, last-mile operators and growing SMEs have kept multi-let estates full and rents moving. That is the market we fund: industrial units, workshops, trade counters, hybrid space, small warehouses and open storage yards, the small and multi-let end of the sector rather than big-box logistics.
We work with owner-occupiers, investors, multi-let landlords and developers across the country. We arrange the commercial mortgages that buy or refinance a unit or an estate, the owner-occupier funding that lets a trading business buy its own premises, the bridging that secures an auction purchase or a vacant unit, the development and refurbishment finance that funds works, the mezzanine and equity that complete the capital stack, and the term debt that holds the asset for the long run.
Industrial lending splits into two credit stories. Investment deals are underwritten on the income: the rent roll, the tenants, the unexpired terms, the estimated rental value and the depth of re-letting demand. Owner-occupier deals are underwritten on the trading business: its accounts, its profits and its debt service cover. Because we sit across more than one hundred lender relationships, we know which desks genuinely back each story, at what leverage and on what terms. That is the work.
The finance we arrange
Eight products covering the whole light industrial lifecycle, used alone or in sequence.
Industrial unit commercial mortgages
We arrange commercial mortgages secured on industrial units, workshops and multi-let estates for investors and businesses across the UK.
Learn moreOwner-occupier industrial mortgages
We arrange commercial mortgages for businesses buying the industrial unit, workshop or trade premises they operate from.
Learn moreIndustrial property acquisition finance
We arrange funding for the purchase of industrial investments across the UK, from single let units to multi-let estates and open storage yards.
Learn moreIndustrial bridging loans
We arrange fast, short-term bridging loans secured on industrial units, workshops, estates and yards across the UK.
Learn moreIndustrial development and refurbishment finance
We arrange funding for ground-up industrial unit schemes, trade parks and the refurbishment or extension of existing units across the UK.
Learn moreIndustrial refinance and equity release
We arrange refinancing for industrial units and estates: better terms at maturity, capital raised against rental income, and clean exits from bridging or development debt.
Learn moreMulti-let and industrial portfolio finance
We arrange facility-level funding secured across multiple industrial estates and units, replacing a patchwork of loans with one structure sized on the whole income.
Learn moreMezzanine, equity and JV funding
We arrange junior debt, preferred equity and joint venture capital that stretch the funding on industrial developments and acquisitions beyond what senior debt alone will reach.
Learn moreThe property we fund
Every property type is underwritten differently. We know which lenders back each one.

Multi-let estates
Funding for estates of smaller industrial units let to many SME tenants, sized on net rental income, re-letting depth and the reversion still to be captured.
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Trade counters
Funding for trade counter units and trade parks, where national trade brands on long leases meet roadside industrial property.
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Workshops
Funding for the classic small unit: workshops, vehicle repair premises and light industrial space, bought by the businesses that use them and the investors that let them.
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Hybrid and flex
Funding for hybrid units that mix office, showroom and studio space with industrial floor, and for the flex workspace schemes built on them.
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Small warehouses
Funding for warehouses under roughly 25,000 sq ft, from urban logistics and last-mile units to storage and distribution space for SME occupiers.
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Open storage yards
Funding for open storage land and industrial yards, from haulage and vehicle yards to builders merchants and container parks, where the value sits in the land itself.
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Portfolios
Funding for portfolios of industrial units and estates, from cross-collateralised facilities to aggregation plays built one unit at a time.
Learn moreThe UK light industrial market, in numbers
We ground every appraisal in published industry research. A snapshot of the national picture:
Industry figures are reported nationally or regionally by the research houses; yields reflect prime assets and vary by unit, location and income profile. Sources: Gerald Eve (a Newmark company), Newmark, MSCI / IPF, Savills, Sirius Real Estate, Costmodelling Limited, Industrials REIT / Blackstone.
Live industrial planning applications
We track light industrial and open storage planning applications across more than 100 UK council planning portals. 1629 industrial and 83 open storage applications are currently in the dataset. The most recent:
Change of use of Unit D, F and G from Class B2 (General Industrial) to Class E (Commercial, Business and Service)
Change of use from general industrial (use class B2) to hot food takeaway and bakery (use class Sui Generis) (retrospective)
Discharge of conditions 7 and 10 of DC/23/2365/FUL - Demolition of existing workshop buildings, erection of replacement workshop, authorisation of existing workshop extensions, associated works. - Condition 7 - Construction Management Plan; Condition 10 - Noise Management Plan
Erection of four buildings following demolition of the existing buildings to provide replacement workshop space (Building 12) and new office space (Use Class E) (Buildings 4 and 5) and storage (Use Class B8) (Building 1) on the footprint of former piggery buildings (part retrospe
Change of use from a photography studio (Use Class E(g)(iii)) to a 1x1 bedroom dwellinghouse (Use Class C3). Removal of flat roof of rear projection and blocking up of openings to create rear courtyard garden. Insertion of window and replacement of door with window to front eleva
Notification under Part 3 Class R of the GPDO for change of use of agricultural building to Use Class B8 (Storage)
Change of use from warehouse and storage (Use Class B8) to indoor leisure use (Use Class E), including external alterations comprising overcladding of the front elevation, formation of a recessed entrance and infilling of existing openings
Source: council planning registers (Idox portals), dataset updated 12 June 2026. Applications are a development-activity signal; inclusion does not imply any connection to us.
Relationships, structuring and pace
Whole-of-market panel
More than one hundred lender relationships across banks, challenger banks, debt funds and specialist lenders.
Income-led underwriting
Investment deals are sized on rent, interest cover and re-letting depth; owner-occupier deals on the trading business. We package each the way credit desks read them.
Whole lifecycle
Acquisition, bridging, development and refurbishment, mezzanine, equity introductions and term debt, arranged alone or in sequence.
We act for you
An arranger and introducer working for the borrower, not a single lender.
Through to refinance
We fund the purchase or the works, then the letting, then the refinance onto term debt. The full journey.
Sourced market data
Gerald Eve Multi-Let research, MSCI and Savills data and live council planning feeds frame every appraisal.
From first conversation to drawdown
Deal review
We read the unit or estate, the income or the trading business, the plan and your timescale, and tell you what is fundable and on what terms.
Lender selection
We shortlist the desks most likely to back the asset at the leverage you need.
Terms and negotiation
We package the deal, run it to the panel and negotiate heads of terms on your behalf.
Through to drawdown
We manage valuation, monitoring surveyor and legals through to completion or first drawdown.
“Arranging finance for light industrial property, SME premises, multi-let estates and trade counters, is something I have done for over 25 years. Every deal still comes through me personally: the structuring, the packaging, the credit conversations, the legals and the drawdown. Clients are not handed off. They get answers.
Ready to fund your next industrial deal?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.