Specialist Light Industrial Finance in Burgess Hill

Looking for funding on an industrial unit in Burgess Hill? Burgess Hill sits in West Sussex, within the South East industrial market. We are a finance arranger, not a lender: we arrange commercial mortgages and the full range of light industrial finance on Burgess Hill property, from acquisition and bridging through development and mezzanine to long-term debt, across West Sussex.

Lenders underwrite a Burgess Hill industrial deal on its own fundamentals first, the rent roll or the trading business, the tenants, the unit and the borrower, then test it against the wider market. Multi-let rents in the region average around £13.14/sq ft (South East & East multi-let average, Gerald Eve (Newmark), Multi-Let Winter bulletin 2024, Q3 2024), with prime South East estates at £22/sq ft (Gerald Eve (Newmark), Multi-Let Winter bulletin 2024, Q3 2024) and prime equivalent yields around 5.15% (Gerald Eve (Newmark), Multi-Let Winter bulletin 2024, Q3 2024).

How much you can borrow against Burgess Hill industrial property

On an industrial investment in Burgess Hill, a commercial mortgage usually reaches around 65 to 70 percent of value, so you would budget for equity of roughly a third of the price plus stamp duty and costs. The figure is driven by the quality of the income, the tenants, the unexpired lease terms and the condition of the unit, not the postcode. Vacant or part-let property is funded differently: bridging finance secures an auction purchase or a unit awaiting letting, typically to around 70 to 75 percent of value from around 0.75 percent per month, and development or refurbishment finance funds works to around 65 to 75 percent of cost, with mezzanine stretching the stack where the scheme supports it. Interest rates depend on the lender, the leverage and the income profile, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and equity requirement for your Burgess Hill deal.

The South East industrial market

Burgess Hill is a smaller or emerging industrial market within South East, where the strength of the individual unit, its occupier evidence and the borrower carry the financing. Lenders look closely at re-letting depth and the exit, and bridging or development finance often fits better than a long-term commercial mortgage until the income is proven.

The ring of estates around London, from Slough and the Thames Valley to Crawley, Basildon and the Cambridge to Colchester arc, is the largest multi-let market outside the capital and the natural overspill for occupiers priced out of it.

Prime rents in this region run from £22.00 per sq ft in Hemel Hempstead and £21.50 in Crawley down to £10.00 in Colchester and Ipswich, on South East and East of England all-grades averages of £13.14 and £11.66 (Gerald Eve, Q3 2024). The bulletin counts 56 schemes in the regional pipeline but only 1.5m sq ft under construction across two large regions, so the supply squeeze that drove the post-2020 rental run is structural rather than cyclical. Equivalent yields of 5.15 to 5.60 percent keep the region firmly on institutional buy lists, and trade counters remain the largest occupier segment at around a quarter of space. We arrange estate acquisitions, refurbishment programmes and owner-occupier purchases here in roughly equal measure, and lender appetite is the deepest outside London.

Market commentary and figures for South East are drawn from Gerald Eve (a Newmark company) (Multi-Let, Winter bulletin, 2024).